First-Time Buyers • Expert Guidance

Your First Home Starts Here

Clear steps, smart strategy, and support from pre-approval to keys.

Toronto and North York are competitive. We help you plan your budget, unlock incentives, and buy with confidence. Get a plan that fits your life and your numbers.

Step-by-step support for first-time buyers in Toronto & North York.
80+ Five-Star Reviews Toronto & North York Experts Budget & Incentives Guidance

Why choose the Othen Group

80+ five-star Google reviews from buyers
Local expertise in Toronto and North York
Clear budget planning and timeline mapping
Offer and negotiation strategies that protect you
End-to-end guidance through closing

Partnerships that help you win

Mortgage & Lending: Pre-approvals, rate holds, and advice for first-time buyers
Legal & Inspection: Lawyers and inspectors who focus on first-time needs

Your step-by-step path to keys

1) Plan your budget

Pre-approval, full cost estimate, and a review of incentives to maximize affordability.

2) Search & shortlist

Neighbourhoods, condo vs house, building checks, and tailored property alerts.

3) Offer to close

Terms that protect you, inspections, financing, and keys—supported every step of the way.

Everything first-time buyers need

From incentives and budget planning to negotiation and closing—we’ve got you covered

Incentive guidance

FHSA, HBP, and Toronto/Ontario land transfer tax rebates.

Budget & mortgage prep

Down payment paths and monthly affordability planning.

Neighbourhood advice

Toronto & North York options matched to your goals.

Condo vs house support

Fees, maintenance, and lifestyle trade-offs made clear.

Property alerts & tours

Real-time matches and efficient viewing routes.

Offer & negotiation strategy

Comp-based pricing and structures to protect your interests.

Inspection & legal support

Trusted pros who explain and protect at every step.

Our approach

Teach first. Explain every step and cost
Use data on prices, inventory, and DOM
Match homes to your goals & future plans
Keep you informed from offer to closing

Book your free buyer consult today

Prefer to talk first? Call our team at 416-486-8282 or request a callback below.

Our buttons will scroll you to the inquiry form just below.

Learn our buyer services

What’s included when we represent you. Explore buyer services.

Making an offer

Key terms, timelines, and protections we use. How we structure offers.

Neighbourhood spotlights

See options in Leaside, Don Mills, and East York.

Ready to buy your first home?

Get a plan, protect your budget, and buy with confidence in Toronto & North York.

Real Broker Ontario Ltd., Brokerage

CONTACT US TO FIND YOUR DREAM HOME

First Name*
Last Name*
Phone*